Why SMEs default in Sub-Saharan Africa: the example of ARIZ

Publication date: 1 September 2019 | Report language: FR

Using the example of ARIZ, a guarantee scheme financed by the French Development Agency / PROPARCO, this study determine the reasons for payment defaults on bank loans taken on by SMEs, and distinguish perception from reality on the ground.

This study is the first to undertake an in-depth analysis into the reasons behind SME loan defaults through concrete case studies, and to draw concrete analyses from them. It also reveals the drivers of success.

The mission mobilised the following tools:

Report in French. Executive summary in English.